How IMS Financial Helped Me Refinance My Debt and Regain Control of My Practice
Running a dental practice isn’t just about providing quality care—it’s also about managing the financial side of the business. I learned that the hard way.
Drowning in Debt Despite No Late Payments
Over time, I had leaned heavily on my business line of credit and personal credit cards to cover unexpected expenses. At first, it seemed manageable. However, as balances increased, I found myself maxed out—and my credit score plummeted by more than 100 points.
Even though I had never missed a payment, the weight of high-interest debt began to crush my cash flow. Every month, I was making minimum payments just to stay afloat, with no opportunity to reduce the principal. I knew I needed help.
Reaching Out to IMS Financial for Debt Relief
I contacted IMS Financial, remembering they specialized in debt consolidation for dentists. From our first conversation, I felt reassured. Their team didn’t just see a credit score—they saw my full financial history and understood the story behind the numbers.
Because I had no late payments, bankruptcies, or tax liens, IMS was confident they could help. They walked me through the process with clarity and efficiency.
A Competitive Loan That Restructured My Finances
To my relief, IMS was able to approve me for a $75,000 debt consolidation loan at a competitive interest rate. With that loan, I was able to pay off multiple credit cards and my exhausted line of credit.
Now, instead of juggling five or six minimum payments, I have one affordable monthly payment. The stress is gone. My finances are structured. And I’ve already saved thousands of dollars in interest charges that I would have otherwise paid.
Why I Recommend IMS Financial to Fellow Dentists
Thanks to IMS Financial, I’ve been able to refocus on my practice—investing in better equipment, training my team, and even expanding my services. I finally feel like I’m moving forward again.
If you’re a dentist overwhelmed by debt, I highly recommend reaching out to IMS. Their expertise, honesty, and speed made all the difference for me. They helped me get back on track—and they can help you, too.
Our mission has always been to provide Hassle-Free Financing for our clients.
We provide funding for Dental and Medical professionals to help meet a variety of needs, including:
- Working Capital
- Equipment Finance
- Practice Acquisition
- Practice Expansion
- Personal Debt Consolidation
- Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands
