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How Dr. David Eliminated Over $200 K in Debt 11-12-24

How Dr. David Eliminated Over $200K in High-Interest Dental Business Debt with IMS Financial

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Dr. David used a dental business debt consolidation loan from IMS Financial to lower payments, reduce rates, and save over $200K.


When Dr. David P. contacted IMS Financial, his dental practice was burdened with over $200,000 in high-interest loans. The pressure from multiple business loan repayments with steep interest rates affected his cash flow, delayed upgrades, and made it difficult to invest in staffing and equipment.

His goal was clear: refinance dental loans into a single, affordable monthly payment with a lower interest rate—without sacrificing long-term financial health. At IMS Financial, we began with a free dental debt review, identifying an opportunity to simplify and improve his loan structure.

Using our Dental Practice Debt Consolidation Loan, we combined Dr. David’s existing obligations into one low-interest dental loan. This new plan reduced his monthly payment by several hundred dollars and saved him tens of thousands in interest charges over the life of the loan.

IMS Financial completely changed my financial outlook. I was drowning in high-rate debt, and within days, they structured a loan that brought everything into one simple payment. My stress dropped instantly, and I now have more room to focus on my practice and my patients.”
Dr. David P.


At IMS Financial, we specialize in debt consolidation for dentists, dental practice refinancing, and working capital loans for dental professionals. Whether you’re seeking to:

  • Pay off high-interest dental business loans
  • Consolidate SBA or equipment financing
  • Reduce your dental loan interest rate
  • Free up cash flow for your practice

…our team builds solutions that match your goals.


✅ Benefits of Dental Loan Refinancing with IMS Financial:

  • Lower monthly payments through debt consolidation
  • Streamlined repayment on one affordable loan
  • No impact to personal credit
  • Funding in as little as 5 business days

Regain Control of Your Dental Finances Today

Apply for a Dental Debt Consolidation Loan »
Explore Dental Practice Loan Options »

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