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Equipment Financing Despite Credit Issues

Dental Equipment Financing: How IMS Helped Me Overcome a Credit Report Error and Upgrade My Practice

Every dental practice needs periodic upgrades to stay competitive and deliver top-tier patient care. I’m Dr. Maria C., and I turned to IMS Financial when I needed reliable dental equipment financing to modernize my operatories.

Having worked with IMS in the past, I expected the process to be smooth. My plan was to purchase a new digital imaging system, upgrade a few chairs, and improve our sterilization area. I submitted the application quickly and began outlining my renovation timeline. However, an unexpected credit issue almost derailed everything.

A Credit Error That Nearly Blocked My Approval

Shortly after applying, IMS called to inform me that a large collection account appeared on my credit report. I was completely surprised, as I had already paid that debt months prior.

Instead of giving up, I explained the situation. The team at IMS took it seriously. They guided my husband and me through the proper steps to dispute the error and correct the report. Together, we gathered the original payment records and submitted the proof directly to the credit bureau.

IMS Helped Me Move Forward—Fast

Unlike other lenders, IMS didn’t delay or sideline the deal. They worked with me in real time. They even helped us draft a letter to explain the situation to underwriting. Once the documentation was submitted and verified, the false collection entry was removed.

Shortly after that, I received a call: I had been approved for full funding.

The Equipment Financing Helped Me Invest in My Practice

With the loan in place, I purchased:

  • A new digital X-ray and intraoral imaging system

  • Ergonomic dental chairs for two operatories

  • Updated sterilization units and cabinetry

These upgrades transformed my patient experience and helped my team work more efficiently. The entire renovation improved both workflow and clinical outcomes.

Why I Trust IMS Financial

IMS Financial doesn’t just offer funding—they provide support when it matters most. They believed in my practice and helped me secure dental equipment financing even when an error threatened the process.

If you’re a dentist looking to finance new equipment—even if your credit isn’t perfect—I strongly recommend IMS. Their speed, expertise, and willingness to advocate for their clients make all the difference.

Our mission has always been to provide Hassle-Free Financing for our clients.

We provide funding for Dental and Medical professionals to help meet a variety of needs, including:

  • Working Capital
  • Equipment Finance
  • Practice Acquisition
  • Practice Expansion
  • Personal Debt Consolidation
  • Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands

Visit Us At Dentistry Today

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