Dental Practice Emergency Loan: How IMS Financial Helped Me Secure $100,000 When I Needed It Most
Like so many other dental professionals, the early days of the COVID-19 pandemic hit me hard. I’m Dr. Joseph A., and when patient visits dropped off overnight, my cash flow took a serious hit. With fixed expenses like payroll, rent, and supplies still due each month, I found myself in urgent need of help to keep my practice afloat.
After crunching the numbers, I realized I needed $100,000 in emergency funding to cover my immediate and short-term operational costs. But there was one major issue: a tax lien had recently been placed on my record, dragging down my credit score and making traditional lenders unwilling to work with me.
That’s when I reached out to IMS Financial—and everything changed.
Why I Chose IMS for My Dental Practice Emergency Loan
I had heard about IMS from a colleague who praised their ability to work with dentists facing financial roadblocks. I was skeptical at first, given my credit situation, but I didn’t have time to wait weeks for rejections or uncertain outcomes.
From the moment I contacted them, the team at IMS was responsive, clear, and—most importantly—willing to listen. They didn’t treat me like a number or dismiss me because of one line on a credit report. Instead, they focused on the strength of my practice, the cause of my financial need, and what they could do to help.
Fast Action and a Phased Funding Strategy
After reviewing my initial submission, IMS quickly approved and funded $50,000 to help cover my most immediate expenses—like payroll and vendor payments. That fast funding gave me critical breathing room and allowed me to keep the doors open and my staff employed.
But the team didn’t stop there. They worked closely with me to gather additional supporting documentation—including updated bank statements, a profit and loss summary, and a brief narrative explaining the circumstances of the tax lien. With this more complete picture, IMS was able to return just days later with an additional $50,000 in funding, bringing me to the full $100,000 I had originally requested.
The Lifeline That Saved My Dental Practice
Without that dental emergency loan, I don’t know what I would’ve done. The phased approach from IMS allowed me to stay operational while we prepared the additional documentation for supplemental funding. It was smart, efficient, and—most importantly—delivered with care and urgency.
Thanks to IMS, I was able to stabilize my cash flow, retain my team, and gradually rebuild patient volume as restrictions lifted.
Why I Recommend IMS Financial to Other Dentists
IMS Financial was more than a lender—they were a partner in helping my practice survive one of the most difficult periods in modern healthcare. Their dental practice emergency loan was structured around my real-life needs, not rigid credit requirements, and they delivered every dollar they promised.
If you’re a dentist facing unexpected financial strain—whether due to the pandemic or other challenges—I highly recommend IMS. They offer custom, fast, and flexible funding options when traditional lenders won’t.
Our mission has always been to provide Hassle-Free Financing for our clients.
We provide funding for Dental and Medical professionals to help meet a variety of needs, including:
- Working Capital
- Equipment Finance
- Practice Acquisition
- Practice Expansion
- Personal Debt Consolidation
- Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands
