$160,000 for Equipment Financing, Debt Consolidation and Working Capital

Dental Practice Loan for Equipment, Debt Consolidation, and Working Capital: How IMS Financial Helped Me Secure $160,000

Running a dental practice comes with no shortage of challenges—but if there’s one thing I’ve learned, it’s the importance of having a reliable financial partner. I’m Dr. S. Amir, and when I decided to invest in improvements for my newest practice, I knew I’d need more than just a basic loan. I needed a lender who understood the dental industry and could provide a solution that covered multiple needs at once.

I had worked with IMS Financial several years ago, back when I was facing some credit issues. Even then, they believed in my practice and got me funded when few others would. So this time, when I was in a much stronger position and needed capital again, I didn’t hesitate to pick up the phone and call them.

Planning for Practice Growth—and Financial Efficiency

After evaluating what my practice needed most, I realized I’d have to tackle three things at once:

Purchase new dental equipment to modernize our operatories and increase efficiency
Access working capital to help cover day-to-day overhead expenses
Consolidate old debt from previous equipment and startup costs

Once I did the math, I estimated that $160,000 would give me the flexibility to accomplish all three goals. The big question was: could I get approved quickly enough to keep my momentum going?

IMS Delivered Again—Fast and Without Friction

Because of our past relationship and the improved state of my business, the process with IMS was smooth from the start. I submitted a short application, and their team handled the rest with professionalism and speed. Within just a couple of days in underwriting, they secured full approval for the entire $160,000—no delays, no headaches.

A few business days later, the funds were deposited into my account. I was ready to move forward.

Making Smart Investments in My Practice

Thanks to the loan, I was able to purchase state-of-the-art dental equipment, bring on an additional hygienist, and take care of some overhead expenses that had been eating into cash flow. On top of that, consolidating old debt into a single, manageable monthly payment helped simplify my financials and free up capital for growth.

The difference was immediate—and the long-term benefits are already proving themselves in improved patient experience and more efficient operations.

Why IMS Financial Will Always Be My First Call

There are plenty of lenders out there—but very few who truly understand the unique needs of a dental practice. IMS Financial didn’t just fund a loan. They provided a comprehensive solution tailored to my goals, with terms that made sense and a process that respected my time.

If you’re a dentist looking for financing that goes beyond basic funding—whether it’s for equipment, working capital, or debt consolidation—I strongly recommend reaching out to IMS. They got it done for me, and they’ll get it done for you.

Our mission has always been to provide Hassle-Free Financing for our clients.

We provide funding for Dental and Medical professionals to help meet a variety of needs, including: