Dental Practice Refinance and Overhead Loan: How IMS Financial Helped Me Fund Growth—Twice
As a growing dental practice owner, I’ve always believed in reinvesting in my business to better serve my patients and team. I’m Dr. Jose N., and after purchasing my second dental practice, I found myself carrying a fair amount of debt—mostly from the acquisition itself and some equipment purchases that helped modernize the new office.
I wasn’t in financial trouble, but I knew that if I could refinance some of that debt, I’d improve my monthly cash flow and gain more flexibility. That’s when I reached out to IMS Financial.
Fast Approval for My Refinance Loan
The team at IMS had been recommended to me by another dental colleague, so I had high expectations—and they did not disappoint. With my excellent credit, they were able to approve my refinance request in just 24 hours. A few days later, the loan was funded and applied directly to my higher-interest obligations.
This move immediately lowered my monthly payments and allowed me to redirect those savings back into the business. It was a seamless, efficient process—and I was impressed by how well they understood the financial dynamics of running multiple dental offices.
Returning for a $50,000 Overhead Loan—And Getting It Fast
A couple of months later, I reached back out to IMS. While the refinance had stabilized my payments, I now needed an additional $50,000 in working capital to help cover overhead expenses tied to the new location—staffing, lab costs, and patient acquisition campaigns.
Just like before, IMS handled everything with speed and professionalism. Because they had my documents on file and already knew my practice’s financials, there was no need for tax returns or bank statements. They moved quickly and funded the full $50,000 within a few business days.
Two Loans, One Trusted Lending Partner
What stood out to me the most was how IMS Financial makes the lending process easy for dental professionals. No hoops, no delays—just practical financing solutions from a team that knows how our businesses work. They helped me refinance debt and secure additional capital when I needed it, without disrupting the day-to-day flow of either practice.
Why I Recommend IMS Financial
If you’re a dentist expanding your business, juggling new overhead, or looking to refinance existing debt, I can’t recommend IMS Financial enough. Their experience with dental practice refinance loans and overhead funding for dentists helped me stay focused on patient care while keeping my financial foundation strong.
Thanks to IMS, I’ve been able to grow with confidence—twice.
Our mission has always been to provide Hassle-Free Financing for our clients.
We provide funding for Dental and Medical professionals to help meet a variety of needs, including:
- Working Capital
- Equipment Finance
- Practice Acquisition
- Practice Expansion
- Personal Debt Consolidation
- Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands
