Working Capital To Cover Practice Overhead Expenses

Dental Working Capital Loan: How IMS Financial Helped Me Stay Afloat When Other Lenders Couldn’t

Like many dentists, I faced a whirlwind of uncertainty during the early stages of the COVID-19 pandemic. I’m Dr. Glenn L., and at the time, my practice was still recovering from weeks of closures and a significant drop in patient flow. Expenses didn’t stop just because patients were staying home, and I needed support fast to keep my business on solid ground.

That’s when I decided to pursue a dental working capital loan—and that’s when I rediscovered the value of IMS Financial.

Delays, Paperwork, and Frustration with SBA Loans

Initially, I looked into federal assistance and applied for an SBA loan. Like many, I was hopeful that this program would be the solution to my short-term funding needs. Unfortunately, the process was anything but smooth. I faced:

Repeated requests for additional documentation
Long delays between responses
Confusing application guidelines
No guarantee of when—or if—the funds would arrive

Time was not on my side. My team needed to be paid, overhead expenses were piling up, and I couldn’t afford to keep waiting for a response that might never come.

Why I Reached Out to IMS Financial

I had heard about IMS Financial from a colleague who also runs a dental practice. He told me they were fast, flexible, and specialized in working with dental professionals. I didn’t have the luxury of delay, so I reached out immediately.

Within just a few minutes on the phone, I knew I had found the right partner.

Approved for $60,000 Without the Red Tape

Unlike the SBA process, IMS made it simple. I didn’t need to submit tax returns or bank statements. They understood the nature of my business, recognized the urgency of my situation, and processed my application the same day.

I was approved for the full $60,000 dental working capital loan within 24 hours, and the funds were in my account shortly after. Their quick action allowed me to:

Pay my team and avoid disruptions to payroll
Cover critical overhead expenses
Keep the practice fully operational while patient flow returned
Avoid taking on high-interest debt elsewhere

IMS Financial Delivered When No One Else Could

What I appreciated most was how IMS stepped up when others couldn’t. Their speed, professionalism, and understanding of dental business operations made the difference between surviving and thriving.

This wasn’t just a loan—it was a bridge to stability and recovery. When large institutions were bogged down in bureaucracy, IMS delivered real-world solutions with a human touch.

Why I Recommend IMS Financial to Other Dentists

If you’re a dentist facing financial uncertainty—whether due to a market shift, slow season, or emergency—I can’t recommend IMS enough. Their working capital loans for dentists are fast, reliable, and built around what real dental practices actually need.

Our mission has always been to provide Hassle-Free Financing for our clients.

We provide funding for Dental and Medical professionals to help meet a variety of needs, including: