Dental Working Capital Loan: How IMS Financial Helped Me Secure $60,000 to Keep My Practice on Track
When you’ve run a dental practice for years, you learn that consistency isn’t always guaranteed. Cash flow can fluctuate, overhead creeps up, and even a few off months can put pressure on your business. I’m Dr. Roberto A., and I’ve trusted IMS Financial to help me navigate the ups and downs for more than five years.
Recently, I found myself needing a boost to stabilize my operations. Patient volume was solid, but I had taken on a few extra expenses, and with some lingering debt from earlier years, I knew I needed support. I decided to apply for a $60,000 dental working capital loan to help ease cash flow and cover a few outstanding obligations.
Why I Turned to IMS Financial Again
There was no question about where to go. Having worked with IMS Financial over the past five years, I knew they were reliable, fast, and focused specifically on dental professionals. They had helped me in the past with practice financing, and their process had always been straightforward.
This time, I was looking for working capital to manage daily operations—things like staff payroll, lab fees, and supplies. But because of a few late payments on my mortgage and business accounts in recent years, I wasn’t sure how my application would look on paper.
Still, I gave IMS a call, explained the situation, and hoped for the best.
Fast Approval Despite Credit Challenges
True to form, IMS didn’t make assumptions based solely on credit score. Instead, they reviewed my current business performance, took into account our long-standing relationship, and helped me put together a clear submission. There was no judgment—just a team focused on helping me find a solution.
Within just a couple of days, IMS approved me for the full $60,000, with fair terms and no unnecessary documentation requests. It was the support I needed—delivered exactly when I needed it most.
Putting the Working Capital to Good Use
The funding gave me room to:
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Cover staff payroll without worrying about timing issues
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Pay off a few vendor invoices and outstanding supply balances
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Invest in a small marketing campaign to attract new patients
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Maintain consistent operations without dipping into reserves
This dental working capital loan allowed me to stabilize the practice and avoid any disruptions in service or patient experience.
Why I’ll Always Recommend IMS Financial
IMS Financial has earned my trust over the years because they always put dental professionals first. They don’t treat you like a number or a credit score. They look at your practice as a whole and work with you to get the funding you need—fast.
If you’re a dentist dealing with temporary cash flow challenges or looking for flexible financing without the hassle, I highly recommend IMS. Their working capital loans for dentists are efficient, tailored, and backed by a team that genuinely understands our industry.
Our mission has always been to provide Hassle-Free Financing for our clients.
We provide funding for Dental and Medical professionals to help meet a variety of needs, including:
- Working Capital
- Equipment Finance
- Practice Acquisition
- Practice Expansion
- Personal Debt Consolidation
- Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands
