$100,000 Toward Practice Acquisition Expenses

Dental Practice Acquisition and Equipment Loan: How IMS Financial Helped Me Secure $100,000 (and More) to Launch and Upgrade My Office

Taking over a dental practice is one of the most exciting and stressful milestones in a dentist’s career. I’m Dr. Maria B., and I had recently acquired my first practice when I found myself in urgent need of funding to cover payroll and office expenses. Starting strong was important to me, but I quickly realized that even with a great business plan, I would need additional working capital to stay on track in those critical early weeks.

After reviewing my finances, I estimated I needed $100,000 to help stabilize the transition, cover payroll, and manage everyday operational costs. That’s when I turned to IMS Financial.

Getting Funded Despite a Challenging Credit Score

By the time I submitted my application, my FICO score had dropped below 640, largely due to the recent expenses tied to the acquisition. I was worried it would hold me back, especially since I knew traditional banks tend to reject anything under their preferred threshold.

But IMS didn’t turn me away. They asked for a few supplemental bank statements to support my request and reviewed the full picture of my practice’s financial outlook—not just the score on paper.

Thanks to their willingness to work with me and their deep understanding of dental practice finances, I was approved and funded for $100,000 within a short time frame. That funding gave me the breathing room I needed to handle payroll, pay vendors, and get through the initial transition without skipping a beat.

Returning for Equipment Financing Just Weeks Later

Not long after that first round of funding, I made the decision to replace the outdated inventory and equipment that came with the practice. I knew it was going to be another big investment, so once again, I contacted IMS.

Since they already had my submission package and supporting documentation on file, the process was even faster the second time. We discussed the equipment I planned to purchase, and within just a few business days, IMS had the financing approved and the funds disbursed.

This allowed me to modernize the office, increase clinical efficiency, and elevate the overall patient experience—something that was immediately noticed and appreciated by my team and new patients.

Why IMS Financial Will Always Be My First Choice

What impressed me most about IMS Financial was not just their speed, but their flexibility. They didn’t let a low credit score define my potential, and they didn’t require me to jump through hoops. They saw the value in my vision, and they helped make it possible.

Whether it’s practice acquisition loans, working capital, or equipment financing for dentists, IMS gets it. They understand our business and provide solutions that are fast, fair, and built around our needs.

If you’re starting out or upgrading an existing practice, I highly recommend working with IMS. They helped me launch my dream—and they can do the same for you.

Our mission has always been to provide Hassle-Free Financing for our clients.

We provide funding for Dental and Medical professionals to help meet a variety of needs, including: