Practice Refinancing for Dentists: How IMS Financial Funded My $450K Loan in 3 Days After SBA Rejection
When I needed to refinance my practice debt, I spent over a year trying to secure funding through the SBA’s EIDL loan program. I’m Dr. D.M., DDS, and although I provided every requested financial document and maintained an excellent credit history, my application was ultimately denied. The reason? Vague and unreasonable criteria.
At that point, I knew I needed a more reliable lender—one that actually understood practice refinancing for dentists and could move quickly. That’s when I found IMS Financial, and everything changed for the better.
A Better Option for Practice Refinancing After SBA Denial
Unlike traditional lenders or government programs, IMS Financial focuses exclusively on dental and medical professionals. Their team listened carefully to my situation and immediately recommended a refinancing solution for my dental practice that didn’t require me to resubmit years of financial statements.
Within just 24 hours, IMS approved me for $450,000, and the funds were in my account in only three business days. That kind of speed was exactly what I needed after months of delays and frustration with the SBA.
How Refinancing My Dental Practice Changed Everything
Securing this practice refinancing loan allowed me to:
-
Pay off multiple high-interest credit cards
-
Eliminate short-term business loans that had ballooning rates
-
Reduce my total monthly payments substantially
-
Restore cash flow stability and invest in office upgrades
Before working with IMS, I felt like I was constantly juggling bills, trying to stay ahead of multiple lenders. After refinancing, I had one manageable monthly payment, a fixed term, and the breathing room I needed to grow my practice again.
Why IMS Financial Is the Right Partner for Dentists
IMS didn’t just offer financing—they offered practice refinancing for dentists that actually worked. Their application-only process, tailored underwriting, and fast funding set them apart from every other lender I had contacted.
If you’re a dentist carrying business debt, struggling with SBA rejections, or simply ready to restructure your finances, I can’t recommend IMS enough. They understand our profession and provide real solutions—fast.