Working Capital for Tenant Improvements

Tenant Improvement Loan for Dentists: How IMS Financial Helped Me Fund $150,000 to Launch a New Office

Over the last 20 years, I’ve grown my dental business from a single office to four successful practices—and through every stage of that growth, IMS Financial has been by my side.

I’m Dr. Chris Z., and I’ve partnered with IMS several times over the years. Whether it was financing for equipment, expansions, or working capital, they’ve consistently delivered fast approvals, personalized service, and funding that makes things happen.

So when it came time to open my fifth location, I didn’t even consider shopping around. I knew I needed $150,000 for tenant improvements, and I knew IMS was the right call to make.

Expanding Again—With Confidence

Launching a new practice means starting with an empty space and transforming it into a welcoming, high-functioning dental office. That includes everything from building out operatories and upgrading electrical systems to installing flooring, cabinetry, and lighting. It’s a big investment—but one I was ready to make.

Because of my long-standing relationship with IMS and my strong credit history, I knew the process would be smooth—and it was.

Same-Day Approval and Fast Funding

I reached out to my contact at IMS and explained what I needed. Within just a few hours, we submitted the application. Thanks to our 20-year history and their knowledge of my practice’s financials, IMS was able to approve the full $150,000 loan the same day.

A couple of days later, the funds were in my account, and I was able to start construction without any delays. That kind of turnaround is incredibly valuable when you’re managing contractors, timelines, and lease deadlines.

Building My Next Location Without Financial Stress

With the funding secured, I was able to get everything underway. I hired the right contractors, ordered custom cabinetry, and made thoughtful design choices that would create a comfortable environment for both staff and patients.

Having access to quick, reliable financing for tenant improvements meant I didn’t have to cut corners—and it allowed me to focus fully on the big picture: creating a practice I could be proud of.

Why IMS Financial Will Always Be My First Call

IMS Financial isn’t just a lender—they’re a trusted partner who understands the business of dentistry. They’ve helped me scale from one to five locations, and they’ve done it with professionalism, speed, and a level of service that’s hard to find.

If you’re a dentist planning to renovate, expand, or open a new office, I can’t recommend IMS enough. Their tenant improvement loan for dentists gave me the capital I needed—on my terms, and right on time.

Our mission has always been to provide Hassle-Free Financing for our clients.

We provide funding for Dental and Medical professionals to help meet a variety of needs, including: