Dental Working Capital Loan: How IMS Financial Helped Me Secure $120K and Keep My Practice Running After a Life-Changing Accident
Running a dental practice takes more than skill and planning—it takes resilience. I’m Dr. Darian H., and when I was involved in a serious auto accident, everything changed overnight. My ability to treat patients was suddenly limited, and I found myself struggling to keep the practice operational. I knew I needed working capital for my dental office, but getting help through traditional lenders proved to be another challenge entirely.
Despite my long-standing business history, banks weren’t interested in the context. They focused only on my post-accident credit profile, which had suffered during recovery. I needed a lender that could see beyond the numbers and actually understand my situation. That’s when I reached out to IMS Financial.
Seeking Working Capital During a Personal and Professional Crisis
The accident left me unable to perform my day-to-day clinical responsibilities. Naturally, I brought in an associate to cover for me, but that transition came with added payroll, training costs, and decreased production while I recovered. I wasn’t just looking to survive—I needed my practice to stay strong and support my team during a difficult time.
I explained all of this to IMS Financial, and instead of asking for endless documents or turning me away, they immediately got to work.
Approved for $120,000 in Dental Working Capital—Despite Damaged Credit
Within seven business days, IMS provided me with $120,000 in working capital—even with the temporary credit damage caused by the accident. I didn’t need to submit tax returns or jump through hoops. Their application-only process was designed specifically for dental and medical professionals like me, and it showed.
The funding allowed me to:
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Cover staff payroll and benefits during the transition
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Maintain vendor relationships and stay current on invoices
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Sustain marketing campaigns to keep patient flow steady
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Bring on the associate I needed to maintain operations
Without this funding, I may have had to downsize, delay services, or reduce staff hours. Instead, I was able to keep the practice thriving—even through the pressures of the COVID-19 pandemic.
Why I Recommend IMS Financial to Every Dental Professional
IMS Financial delivered exactly what they promised: fast, flexible funding for dentists, tailored to our real-world challenges. They understood that my credit situation was temporary, and they focused on my potential—not just the paperwork.
Their support didn’t just stabilize my finances. It gave me time to heal, kept my practice open, and allowed me to continue serving my community.
If you’re facing unexpected challenges and need working capital for your dental office, I can’t recommend IMS Financial enough. Their speed, understanding, and dedication to our profession are unmatched.
Our mission has always been to provide Hassle-Free Financing for our clients.
We provide funding for Dental and Medical professionals to help meet a variety of needs, including:
- Working Capital
- Equipment Finance
- Practice Acquisition
- Practice Expansion
- Personal Debt Consolidation
- Cash Flow to Meet Payroll, Marketing, and Other Overhead Demands
